More than half (52%) of Portuguese do not feel comfortable talking about personal finances, while 66% of Generation Z and 27% of Gen Z Many children You feel comfortable talking about the topic.

This is one of the main conclusions drawn from his most recent study Clarnaa global shopping and payment platform, analyzed “the main habits of consumers in 18 countries, including Portugal, when it comes to managing personal finances on a daily basis”.

according to the results Money Management Pulsereferring to the second quadrant, “Talking about money can be considered a taboo topic for a lot of people.”

However, “there is great interest in the topic of personal finance, which may be related to the current economic instability on a global scale,” it can be read in the statement sent to new.

The study notes that 79% of Portuguese have a keen interest in the topic, surpassing the global average of respondents (70%) and second only to respondents in Greece (85%).

The report also shows that in many countries men show more interest in personal finance than women, with the difference being even sharper in Sweden. On the other side of the scale, women showed more interest than men in Norway, Portugal and Greece.

As for the financial situation in Portugal, 44% of respondents think it will be better in a year, while 19% think the opposite. Despite the current economic situation, 88% of Gen Z and 89% of Millennials Show that they save money.

Cash is (increasingly) the least preferred method of payment
As in the previous quarter, only two of the 18 countries surveyed preferred cash as a method of payment. About 48% of the respondents from Gen Z They are already making their mobile payments.

When comparing data for two quarters of this year, in Portugal there was an increase in preference for mobile payments (from 25% in the first quarter to 31% in the second quarter), with a decrease in paying with physical cards (from 53% in the first quarter to 47% in the second quarter).